Path: Administration → Payment Gateways (/payment-gateways) — Admin onlyThe page shows four collapsible gateway cards. Enable any gateway by toggling it on and entering the required credentials, then click Save.
Supported Gateways
| Gateway | Type | Auto-Renew |
|---|
| Stripe | Online — card | ✅ Automatic |
| PayPal | Online — PayPal account | ✅ Automatic |
| Tap | Online — Middle East card processor | ✅ Automatic |
| Bank Transfer | Manual — wire transfer | ⚠️ Manual approval |
Bank Transfer
Simple setup — no API key required.
- Toggle Enable Bank Transfer
- Paste your bank account instructions in the Payment Instructions textarea:
Bank: First National Bank
Account: Your Company Ltd
IBAN: GB00 XXXX 0000 0000 0000 00
BIC: XXXXXXXX
Reference: [Invoice Number]
- Click Save
When a client chooses Bank Transfer at checkout, they see these instructions and their subscription stays Pending until you manually approve the transaction in Administration → Transactions.
PayPal
| Field | Description |
|---|
| Webhook URL | Auto-generated — copy to PayPal developer portal |
| Sandbox Mode | Toggle for testing |
| Client ID | From PayPal developer app |
| Client Secret | From PayPal developer app |
| Webhook ID | From PayPal webhook configuration |
Stripe
| Field | Description |
|---|
| Webhook URL | Auto-generated — copy to Stripe dashboard |
| Sandbox Mode | Toggle test mode (uses pk_test_ / sk_test_ keys) |
| Publishable Key | pk_live_... from Stripe API keys |
| Secret Key | sk_live_... from Stripe API keys |
| Webhook Secret | Signing secret from Stripe webhook endpoint |
Setting Up Stripe Webhooks
- Copy the Webhook URL shown in the Stripe card
- In the Stripe dashboard → Developers → Webhooks → Add Endpoint
- Paste the URL and select events:
checkout.session.completed
- Copy the Signing Secret back into AreaWP
Stripe Test Cards
| Card Number | Behavior |
|---|
4242 4242 4242 4242 | Always succeeds |
4000 0000 0000 0002 | Always declined |
4000 0025 0000 3155 | Requires 3D Secure |
Tap
| Field | Description |
|---|
| Merchant ID | Your Tap merchant identifier |
| Environment | Test or Live toggle |
| Public Key (Test) | Test mode publishable key |
| Secret Key (Test) | Test mode secret key |
| Public Key (Live) | Live mode publishable key |
| Secret Key (Live) | Live mode secret key |
Save
After configuring any gateway, click the Save button at the bottom of the page. All gateway settings are saved together in a single request.
You can enable multiple payment gateways simultaneously. Clients choose their preferred method at checkout.
